Business Resources for COVID-19

Ogden City is committed to responding to coronavirus (COVID-19) and its related economic impacts. Below is an overview of business resources related to COVID-19, which we will be updating regularly. Check back frequently for updates.

Business Loans

For more information, please view our summary of loan programs for businesses impacted by COVID-19. Loans are available from the Small Business Administration (SBA), Utah Governor’s Office of Economic Development (GOED), and Ogden City. 

• Small Business Administration (SBA) 
  • Paycheck Protection Program: Federally guaranteed loans made by approved financial institutions for 2.5 times the business’ average monthly payroll costs, up to $10 million, with partial forgiveness.
    • Businesses are encouraged to contact their bank or lender about program and application requirements. Lenders are expected to begin processing applications by April 3, 2020.
  • Economic Injury Disaster Loans: Low-interest loans made directly by the SBA for up to $2 million. 
    • Online applications are currently being accepted. Businesses can also request an emergency advance of $10,000, which should fund within 3 days and will not need to be repaid.
• Utah Governor’s Office of Economic Development (GOED): GOED’s Small Business Bridge Loan Program is available to help Utah-based small businesses (50 or fewer employees) impacted by COVID-19. Loans of $5,000 to $20,000 with 0% interest are available for up to three months of operating expenses. Businesses are encouraged to apply for the first round of funding by 12 pm on April 3, 2020. After the first round of funding, applications will be accepted on a weekly basis. 
• Ogden City: Ogden City’s Emergency Loan Fund is available to help Ogden-based businesses immediately impacted by COVID-19. Loans up to $10,000 with 0% interest are available for working capital. At present, there is limited funding available, and businesses are encouraged to apply as soon as possible. Ogden City is pursuing additional funding to support and expand this loan program. For more information on the program and how to apply, please visit Ogden City’s Business Information Center (BIC) page. For more information or questions, please contact the BIC at 801-629-8613 or e-mail.

CARES Act & Federal Resources

The Utah Economic Response Task Force has prepared summaries of the CARES Act and other federal resources available to businesses impacted by COVID-19:

• What the CARES Act Means for Utah Businesses and Residents
  • See also the U.S. Chamber of Commerce Guide to Emergency Loans (helpful information on the Paycheck Protection Program)
• Federal Programs and Resources for Impacted Businesses

Business Impact Survey

How is COVID-19 impacting your business? Take the business impact survey to help Ogden City understand and respond to the impact of COVID-19 on our business community. 

Note: survey questions were developed by Salt Lake City Economic Development and were adapted for use in Ogden.

Other Resources for Businesses

Resources are available to help businesses respond to COVID-19, and to help businesses and their employees with potential impacts from the outbreak.

General Information

• Centers for Disease Control and Prevention
  • Coronavirus (COVID-19) website
  • Interim Guidance for Business and Employers
• Utah Coronavirus Task Force
  • Statewide coronavirus website
  • Resources for business (UPDATE: this is the most comprehensive overview of business resources; we encourage businesses to visit this site regularly for additional updates)
• Current Public Health Orders
  • State "Stay Safe, Stay Home" directive, March 27, 2020: Governor Gary Herbert issued a "Stay Safe, Stay Home" directive to clarify what businesses and individuals should do to slow the spread of COVID-19. Utahns are expected to stay home except for essential travel, and businesses should offer telework options whenever possible and take appropriate precautions in the workplace. 
  • State order, March 18, 2020: The Utah Department of Health ordered all restaurants, bars, and food service establishments in Utah to suspend dine-in operations. 
    • Many restaurants in Ogden are offering online and call-ahead ordering, cashless payment, and curbside pick-up. Please check out Visit Ogden’s list of curbside pick-up options for more details.
    • If your business has been impacted by the closure, we encourage you to check with your business insurance provider to see if the disruption may be covered. Please also view the resources provided below.
  • Weber-Morgan Health Department order, March 18, 2020 
• Department of Labor: provides guidance on preparing workplaces for COVID-19 and common wage and hours issues related to COVID-19
• Guidance for manufacturers
  • Utah Manufacturers Association: specific guidance and update for manufacturers, from March 20, 2020
  • National Association of Manufacturers: resources for manufacturers

Benefits & Services

• Business interruption insurance: Check with your insurance carrier to see if you have any “business interruption” insurance; if you have coverage, this may help you manage impacts related to COVID-19. 
• Loan deferrals: If you have existing business loans, check with your lender to see if you can defer payments or make alternate arrangements. The SBA is offering deferred payments on many of its loans.
• Unemployment insurance: Utah Department of Workforce Services (DWS) encourages workers negatively impacted by COVID-19 to apply for unemployment insurance (see also the FAQ for employers)
  • Before considering business closures or layoffs, please visit the DWS Rapid Response page for more information on pre-layoff services
• Employer information on childcare
• Small Business Development Center (SBDC): The SBDC provides business resources, including one-on-one consultations, planning tools, market data, and more. 

Resources for Impacted Workers

• Resources for impacted workers and the broader community are available on Ogden City’s coronavirus community update page.