Insurance & Bond
July 1, 2022 - Updated Certificate of Liability Insurance (COI) Requirements:
As of the new fiscal year, beginning 7/1/2022, Ogden city made the following changes to the insurance requirement policy:
- Commercial General Liability: Minimum of $4,000,000 general aggregate with $1,000,000 for each occurrence. Policy to include coverage for operations, contractual liability, personal injury liability, products/completed operations liability, broad-form property damage (if applicable) and independent contractor’s liability (if applicable) written on an occurrence form.
- Business Automobile Liability: $1,000,000 combined single limit per occurrence for bodily injury and property damage for owned, non-owned and hired autos.
- Workers’ Compensation and Employer’s Liability: Worker’s Compensation limits as required by the Labor Code of the State of Utah and employer’s liability with limits of $1,000,000 per accident.
- [If Applicable] Professional Liability: Minimum of $1,000,000 aggregate with $500,000 per occurrence.
Please see the following links for more information regarding the changes in this policy, including required clauses:
This insurance requirement will be effective immediately, and no permits will be issued without an updated insurance policy. We apologize for any inconvenience this may cause due to the immediate nature of this request.