Insurance & Bond

Insurance and Bond information MUST be submitted with EACH permit application.  It is recommended to keep electronic copies of these documents in a convenient place so that they can be easily uploaded to the permit portal.

Insurance & Bond

July 1, 2022 - Updated Certificate of Liability Insurance (COI) Requirements:

As of the new fiscal year, beginning 7/1/2022, Ogden city made the following changes to the insurance requirement policy:

  • Commercial General Liability: Minimum of $4,000,000 general aggregate with $1,000,000 for each occurrence. Policy to include coverage for operations, contractual liability, personal injury liability, products/completed operations liability, broad-form property damage (if applicable) and independent contractor’s liability (if applicable) written on an occurrence form. 
  • Business Automobile Liability: $1,000,000 combined single limit per occurrence for bodily injury and property damage for owned, non-owned and hired autos. 
  • Workers’ Compensation and Employer’s Liability: Worker’s Compensation limits as required by the Labor Code of the State of Utah and employer’s liability with limits of $1,000,000 per accident. 
  • [If Applicable] Professional Liability: Minimum of $1,000,000 aggregate with $500,000 per occurrence.


Please see the following links for more information regarding the changes in this policy, including required clauses:

Ogden City Insurance Requirements – July 2022

Utah Admin. Code R37-4-2


This insurance requirement will be effective immediately, and no permits will be issued without an updated insurance policy. We apologize for any inconvenience this may cause due to the immediate nature of this request.

New Combined Aggregate Amt 2022

Document Examples: Highlighted areas on the documents indicate important verbiage and coverage amounts on insurance and bond documents accepted by Ogden City Engineering.

(Return to Engineering ROW Permit page)